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  • How do I qualify for a loan?
    • You must turnover a minimum of $15,000 per month. • You must have been operating for at least 6 months and have a registered ABN • You must be able to provide a minimum of 6 months business bank statements. • You must be able to provide a copy of your identification when you apply
  • What does TRUCAP do?
    TRUCAP provides short term unsecured business loans to businesses throughout Australia and New Zealand. Through our years of industry knowledge we can provide you with quick, low doc and hassle-free loan approvals. Whether you need the money for equipment, stock, expansion or cash flow, our purpose is cut out the hassle so you receive the funds fast, we want to ensure you have quick access to funds with the easiest application process so you can focus on growing your business.
  • What interest rate do you charge?
    Our loans do not have interest rates attached to them, we charge a fixed fee on the loan which is agreed upfront. We assess your business type, time in business, the size of loan you qualify for and your bank statements to determine the fixed fee based on the risk of the loan.
  • Why should I apply with TRUCAP?
    We can offer the following: • Easy application process • Fast access to funds (receive funds within days) • Flexible terms to suit your business • Get up to $1,000,000 for any business purpose • High approval rates • Personalized service
  • How fast can I get approved?
    We strive to get your approval within 24 hours. In some instances, we may get back to you for additional paperwork, however, our aim is still to approve you with 24 hours.
  • What loan amount and terms do you offer?
    We offer loans from $5,000 – $1,000,000. We offer terms from 3-12 months.
  • How soon can I receive the funds?
    You can receive the funds within 24 – 48 hours, on some occasions the funds can be available on the same day. Funding can sometimes be held up when a client cannot provide all the supporting information. We will be transparent and manage your expectations around the approval turnaround time.
  • What can I use the funds for?
    You can you use the money for any business purpose, we do not stipulate what you use the funds for. Please see below what our clients have generally used the funds for: • Purchase stock • Equipment purchase/upgrades • Marketing • Hire more employees • Pay expenses • Cash flow
  • What industries do you help?
    • Hospitality • Retail • Manufacturing • Transport • Real Estate • Hair & Beauty • Construction • Contractors • Automotive • Cleaning Services • And many more……
  • Are the loans unsecured?
    We require a personal guarantee from the majority shareholder OR director. We would always obtain a directors signature in any instance.
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